Samsung has introduced its first US credit card. The Galaxy Card is issued by Barclays US Consumer Bank on the Visa network, with general applications opening July 22.
Samsung says the card offers 5% cash back on eligible purchases made directly with Samsung, 3% on purchases made through Samsung Wallet, 2% on eligible streaming services such as Netflix, Disney+, and Spotify, and 1% on other purchases. Those categories differ from Apple Card's reward structure, so the comparison depends on where and how a cardholder spends.
New cardholders can earn $200 in bonus cash rewards after spending $2,000 during the first 90 days. Samsung also lists a 20% discount on its VIP Advantage membership and 5% back when purchasing or renewing that membership, subject to the card's terms.
The Galaxy Card is available as a virtual card and as a black metal physical card. Samsung says the virtual card integrates with Samsung Wallet, which requires a compatible device, a Samsung account, and support from participating banks.
Eligible early-access customers could apply before the general opening. Public applications begin online and through Samsung retail stores in the United States on July 22.
