Google Wallet is starting to roll out as a connected app in Gemini today, letting U.S. users ask for financial help based on their spending. Google says the integration can produce spending charts, identify subscription charges and suggest budgets, with the rollout covering web and mobile, including Android and iOS.
The rollout covers all U.S. Gemini app users, who can invoke the connection by tagging @Google Wallet in a chat. Users can also choose to connect bank and credit card accounts to Wallet through Plaid, which Google says provides more detailed financial insights.
Read more: Parents Can Now Create Google Wallet Spending Balances for Kids in the US
Google says Gemini can examine recurring payments across those linked accounts to identify subscriptions users may have forgotten and highlight increases in their prices. For holiday planning, it can use the previous year's gift and travel transactions to propose a personalized budget.
The charting tools can display budgets, cash flow and the distribution of assets within the conversation, according to Google. One suggested use is reviewing the previous quarter's spending to work toward saving $1,000 during the following three months.
The Wallet connection extends Personal Intelligence, which already draws on connected services including Gmail and Photos to personalize Gemini responses. The expansion follows October's rollout of Personal Intelligence on Android Auto, where Google said drivers could get answers using information from emails, photos and saved Google Maps locations. That earlier rollout carried a user's Personal Intelligence preference from the Gemini app into their car, with controls to disable it through Gemini settings.
