Verizon opened its holiday phone deals on November 5, with a phone, watch and earbuds bundle paid through bill credits that needs no trade-in. AT&T and T-Mobile are running big phone offers too, though their pages do not call them Black Friday deals yet, so we list those as current offers and will update this page when either carrier names its sale.
Offers checked November 6, 2026
Nearly every deal below pays out as monthly bill credits over 36 months and needs a specific plan, so the conditions matter as much as the headline. We took them from each carrier's own page.
Carrier phone deals at a glance
| Carrier | Deal and what you need |
|---|---|
| Verizon | iPhone 18 Pro, Apple Watch SE 3 and AirPods 5 on us. No trade-in. Simplicity Plan with Simplicity Pro, plus a new watch line from $7.50 a month and a 36-month payment plan on each device |
| AT&T | iPhone 18 Pro for $0. Trade-in worth $230 or more, a Premium 2.0 plan from $100 a month, a $35 activation or upgrade fee and tax on the full price |
| T-Mobile | iPhone 18 Pro on us. No trade-in. New line, number moved from another carrier, a T-Mix plan from $95 a month, a $35 device connection charge and tax on the full price |
Verizon holiday phone deals
Verizon says these deals started November 5 and run through the holiday season, and it gives no end date. Each one works the same way: bill credits cover the phone over 36 months, and if you add a watch line, credits cover the watch too and the earbuds come with it.
| Phone | Deal and what you need |
|---|---|
| iPhone 18 Pro | Comes with Apple Watch SE 3 (40mm) and AirPods 5. Phone is $1,199.99, less a $1,200 credit |
| Galaxy S26 Ultra | Comes with Galaxy Watch9 (40mm) and Galaxy Buds4. Phone is $1,399.99, less a $1,400 credit |
| Pixel 11 Pro XL | Comes with Pixel Watch 5 (41mm) and Pixel Buds 2a. Phone is $1,299.99, less a $1,300 credit |
| motorola razr+ 2026 | Comes with moto watch ultra (46mm) and moto buds 2 plus. Phone is $1,099.99, less a $1,100 credit |
The phone offer covers the 256GB model only, on a 36-month device payment plan at 0% APR, with a new or upgrade line on the Simplicity Plan and Simplicity Pro. The credits stop if you no longer meet the requirements, and to upgrade you need to have paid off 33% of your current device agreement. Verizon lists the Simplicity Plan from $30 a month for one line, after AutoPay and a $15 monthly switch discount, plus taxes and fees. It says Simplicity Pro adds a monthly fee but does not show that fee on its plans page, so check it before you sign up. The watch is its own 36-month device payment with its own credit, and it needs a new line on a service plan, at least $7.50 a month with Auto Pay plus taxes and fees. The earbuds need that watch line, you claim them through a myOffers link, and Verizon can charge back their value, $130 to $180 depending on the model, if you cancel the watch line within 365 days.
Verizon Loyalty also drops activation and upgrade fees, up to $40 per device, when you opt in on the My Verizon app.
Source: Verizon deals page. Technobezz may earn a commission when you buy through our Verizon links.
AT&T phone deals right now
AT&T's deals pages do not call any of these Black Friday offers yet, so treat them as its current offers. They run through trade-ins and bill credits, and the discount shrinks on cheaper plans.
| Phone | Deal and what you need |
|---|---|
| iPhone 18 Pro | Up to $1,200 off, which AT&T shows as $0. Trade-in worth $230 or more and a Premium 2.0 plan from $100 a month. Up to $930 off on Extra 2.0 from $80 a month with a trade-in worth $130 or more |
| Pixel 11 Pro | Up to $1,150 off, which AT&T shows as $0. Trade-in of a Pixel from any year in any condition, or another phone worth $35 or more, and an Extra 2.0 plan from $80 a month |
| Galaxy Z Fold8 | Up to $1,200 off. Trade-in worth $95 or more and a Premium 2.0 plan from $100 a month. Up to $1,000 off on Extra 2.0 from $80 a month |
All three need a 0% APR 36-month installment plan, with $0 down for well-qualified customers. You also pay tax on the full retail price and a $35 activation or upgrade fee, and plan prices are plus taxes and fees, before discounts for a single line. The traded-in phone cannot be on an installment plan, and the trade-in must be done within 30 days. Credits start within three bills, moving to a cheaper plan can reduce or stop them, and canceling wireless service stops them and makes the remaining device balance due. If you add a line, canceling another line within 90 days can also stop the credits.
Source: AT&T cell phone deals.
T-Mobile phone deals right now
T-Mobile labels its iPhone offer as a holiday deal and gives no end date on any of these, only that they are for a limited time. None needs a trade-in, but each one needs a T-Mix plan and uses up Picks, the benefits and device promotions you choose on that plan, for as long as the phone is being paid off.
| Phone | Deal and what you need |
|---|---|
| iPhone 18 Pro | On us, $1,200 in credits on the $1,199.99 256GB model. New line, number moved from AT&T, Verizon or another eligible carrier, T-Mix plan from $95 a month with AutoPay, 3 Picks |
| Galaxy S26+ | On us, up to $1,200 in credits on the $1,199.99 256GB model. New voice line, T-Mix plan from $95 a month with AutoPay, 3 Picks |
| Pixel 11 Pro XL | Under $200, $1,100 in credits on the $1,299.99 256GB model. New voice line, T-Mix plan from $75 a month with AutoPay, 2 Picks |
| motorola razr+ 2026 | On us, up to $1,000 in credits on a $999.99 phone. New voice line, T-Mix plan from $75 a month with AutoPay, 2 Picks |
All four need qualifying credit, and plan prices are plus taxes and fees. T-Mobile adds a $35 device connection charge and tax on the pre-credit price at sale. Credits come over 36 months and can take two bill cycles to start, and the line must stay active and in good standing. Credits end if you pay off the phone early, and if you cancel the whole account without contacting T-Mobile first, they stop and the balance on the finance agreement comes due.
Source: T-Mobile offers.
What to check before you switch or upgrade
Most carrier deals pay out as monthly bill credits, so you keep the full discount only if you stay on the eligible plan for the whole term. If you leave early, the remaining credits usually stop and the rest of the phone's price becomes due, and dropping to a cheaper plan can shrink or stop the credits. Trade-in values also depend on the model and its condition, so the top advertised figure often needs a recent flagship in good shape.
It is worth comparing the full cost over the credit period, including the plan price, against buying the phone unlocked during a Black Friday sale.
How we track these deals
We list only offers that a carrier shows on its own website, and we summarize the main conditions in the carrier's terms. Each carrier's page has the full terms, so read them before you sign up. The date at the top of this page is when we last checked them, and offers that a carrier removes come off at the next check. Our Verizon links can earn us a commission, and that does not change which offers we list. Our AT&T and T-Mobile links do not earn one.
