How to View Your Medicare Claims and Coverage Online (2026)

You want to see what Medicare paid for a recent doctor visit, hospital stay, or test, and you would rather not wait three months for a paper notice to land in your mailbox. The good news: if you have Original Medicare (Part A and Part B), your claims usually show up online within about 24 hours after Medicare processes them.

Everything starts with a free, secure account at medicare.gov. From there you can view each claim, see what you owe, check your plans and coverage, and download your records to print or share.

This guide walks through every verified way to view your claims and coverage, ordered quickest and most common first. A quick note up front: viewing claims online applies to Original Medicare. If you have a Medicare Advantage (Part C) plan or a standalone Part D drug plan, your claims live in your private plan's portal instead, and there is a section for that below.

Before you create an account, have your red, white, and blue Medicare card in front of you. You will need your Medicare Number and your Part A or Part B coverage start date to set things up.

As of March 3, 2026, you sign in or create an account through one of three free identity services: ID.me, CLEAR, or Login.gov. There is no cost to use any of them, and you do not need a smartphone or a REAL ID specifically.

If you go the ID.me route, prepare a device with a camera, a U.S. phone number, your Social Security number (required for Medicare.gov), and a government-issued photo ID such as a driver's license, state ID, passport, or passport card.

Create or Log In to Your Secure Medicare Account

This is the fastest path for most people and the one that shows your personal claims.

1.Go to medicare.gov and select the option to log in (look toward the top right of the page).
2.Choose to log in with ID.me, CLEAR, or Login.gov, or select the option to create an account if you do not have one.
3.If you are creating a brand-new account, enter your Medicare Number and your Part A or Part B coverage start date when prompted.
4.Follow the prompts to confirm your personal details and finish setting up the account.

Your Medicare account is free and available 24 hours a day, 7 days a week. Once you are in, you can move straight to your claims.

Verify Your Identity With ID.me

If you choose ID.me as your sign-in service, here is the self-service verification flow.

1.From the login page, select the ID.me button, then select Continue.
2.Enter the email and password for your existing ID.me Wallet, or create one.
3.Complete the multi-factor authentication setup.
4.Select your photo ID type, then Upload a photo of your ID (make sure it is clear) and select Continue.
5.Take a short video selfie when prompted.
6.Enter your personal information (Social Security number, address, phone number) and review it for accuracy.
7.Select Allow to share your information with Medicare.gov.

If self-service verification fails because of an ID photo or selfie issue, you can verify on a video call with an ID.me agent, or schedule in-person verification at a participating location with your identity documents and a registration code. Allow a little extra time on your first setup.

View Your Original Medicare Claims

Once you are signed in, this is the section you came for.

1.From your account home page, open the claims section.
2.Review all your services and claims in one place.
3.Search or filter your claims by date range, claim type, or claim number.
4.Select any individual claim to view its detailed status.

Each claim shows the service date, the provider and type of service, the Medicare-approved amount, what Medicare paid, and the amount you may be billed. You can usually see a claim within 24 hours after Medicare processes it, so you do not have to wait for your quarterly notice.

If you want a copy for your records, your tax file, or a family member helping you, you can pull the data out.

1.While logged in, use your account to download your Medicare claims data to your computer or device.
2.Use the downloaded file to print your Part A and Part B claims, or share them with someone you trust.

Check Your Plans and Coverage Details

Your account does more than list claims. It also shows what your coverage looks like today.

1.Open the plans and coverage area of your account to see details of your health and drug plans.
2.If you have Part D drug coverage, view your plan details and drug costs in the same area.
3.From there you can also print a temporary drug-plan card to use at the pharmacy while you wait for your card to arrive by mail.

The same signed-in dashboard also gives you access to your account home, your personal information, your premiums, and your saved drugs.

Switch to an Electronic Medicare Summary Notice (eMSN)

The Medicare Summary Notice (MSN) is the statement Original Medicare members normally get by mail every three months. It lists the Part A and Part B services billed to Medicare, what Medicare paid, and what you may owe. You can move it online.

1.On your account home page, open the email and document settings, then edit the setting for your Medicare Summary Notices.
2.Choose to receive your MSNs electronically and save the change.

After switching, you get an email with a link to your MSN for any month you have a processed claim, and you will no longer receive printed MSNs in the mail. Keep in mind the MSN is not a real-time tool; for current claim status, use your online account or the phone line below.

Call 1-800-MEDICARE for Claim Status

No computer handy? The phone line works for everyone in the U.S.

1.Call 1-800-MEDICARE (1-800-633-4227). TTY users call 1-877-486-2048.
2.Use the automated system to get information on Original Medicare claims processed in the past 12 months.
3.Or talk or live-chat with a real person, available 24 hours a day, 7 days a week (except some federal holidays).

Here is a detail that trips up many people: there is no official Medicare app that shows your personal claims. To see claims on a phone, you use a Medicare-approved Connected App through the Blue Button feature.

1.Pick an app from the Medicare-approved Connected Apps list and sign up for it.
2.Log in with your Medicare.gov account information to give the app access; it then pulls your data so you do not type your health information by hand.
3.Through authorized apps you can access and share your Part A, Part B, and Part D claims with doctors and others you choose.

These are third-party apps, not built by Medicare, and they only get your data if you choose to share it. You can log back in to your Medicare account at any time to stop sharing with an app you no longer want connected.

Look Up What Medicare Covers With the "What's Covered" App

If your question is whether Medicare covers a service in general (rather than your personal claim), the free What's covered app from the Centers for Medicare & Medicaid Services is built for exactly that.

1.Install What's covered from the Apple App Store or Google Play.
2.Search or browse categories such as preventive services, hospital care, doctor visits, tests, and imaging to see whether Part A or Part B covers an item or service.

It works offline after install and offers a Spanish version. Just remember it shows only what Original Medicare covers in general; it does not show your personal account or claims, and it does not cover Medicare Advantage or Medigap.

Medicare Advantage (Part C) and Part D: Use Your Plan's Portal

If you are on a Medicare Advantage or standalone Part D plan, your claims are processed by the private plan, not by Original Medicare, so they do not appear the same way in your medicare.gov claims list.

Your plan mails you an Explanation of Benefits (EOB) each month you fill a prescription, see a provider, or file a claim, summarizing your claims and costs. For the most up-to-date information, contact your plan or use your plan's own member portal or website.

A "my Social Security" account at ssa.gov is a separate account. It is used to sign up for Medicare, manage Part B enrollment, and handle premiums, and it does not show your Medicare claims.

You can sign in there to find your Medicare Number through your benefit verification letter, then sign in to your Medicare.gov account to print your card and view your claims and coverage. For anything claims-related, Social Security points you to Medicare.gov.

Frequently Asked Questions

How soon do my claims show up online?
For Original Medicare, claims usually appear in your account within about 24 hours after Medicare processes them. The automated phone line covers claims from the past 12 months.

Is there an official Medicare app that shows my claims?
No. The CMS "What's covered" app only lists what Original Medicare covers in general. To view your personal claims on a phone, you must connect a Medicare-approved Connected App through Blue Button.

I already had a medicare.gov username and password. Can I still use them?
People who already had an account can still use their existing username and password at this time, but this is a transition that will end. Once you connect your account to ID.me, CLEAR, or Login.gov, you can no longer log in with the old username and password.

Why don't my Medicare Advantage or Part D claims show up like the others?
Those claims are processed by your private plan, not Original Medicare. Check your plan's own portal or read the monthly Explanation of Benefits (EOB), and contact your plan for the most current claim information.

If I switch to electronic MSNs, do I still get paper copies?
No. After you choose electronic delivery, you receive an email link each month you have a processed claim and will no longer get printed Medicare Summary Notices in the mail.

Do I need a smartphone or a REAL ID to create my account?
No. There is no cost to use ID.me, CLEAR, or Login.gov for Medicare.gov sign-in, and you do not need a smartphone or a REAL ID specifically. For ID.me you do need a device with a camera, a U.S. phone number, your Social Security number, and a government-issued photo ID.